Performance Analysis Bank Group Based on Core Capital 4 (KBMI4) 2017–2022

Authors

  • Bernadus Dwi Joko Santosa Riau University
  • Yulia Efni Magister of Management, Faculty of Economics and Business, Riau University
  • Novita Indrawati Magister of Management, Faculty of Economics and Business, Riau University

DOI:

https://doi.org/10.5281/zenodo.12607564

Keywords:

Assets, Capital Adequacy Ratio, Non Performing Loan, Net Interest Margin, LDR, BOPO, Type of Ownership

Abstract

In this research, a sample of banks from the KBMI 4 group is used to describe banking sustainability during the COVID-19 crisis. In this group, bank profits and assets increased during the event period. The aim of this research is to see and analyze the influence of six (six) independent variables on bank profit achievement. Apart from that, this research also evaluates and analyzes the influence of the type of ownership and the time period of the incident on the achievement of bank profits, to determine which entity is most effective in achieving bank profits at this time. In this research, multiple regression methods and difference tests were used. The results show that three variables (ASSET, BOPO, and LDR) have an impact on profits, while three variables (CAR, NPL, and NIM) have no influence. However, based on the type of bank ownership between State-Owned Enterprises and National Private Enterprises or based on the time period of the incident, there is no difference in influence in achieving bank profits.

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Published

2024-06-29

How to Cite

Santosa, B. D. J., Efni, Y., & Indrawati, N. (2024). Performance Analysis Bank Group Based on Core Capital 4 (KBMI4) 2017–2022 . JAAMTER : Jurnal Audit Akuntansi Manajemen Terintegrasi, 2(2), 464–492. https://doi.org/10.5281/zenodo.12607564