Adel, Ichsanul Reihan, and Nurnasrina. “Islamic Banking Regulation In Indonesia: A Review Of Laws, OJK Regulations (POJK), and DSN-MUI Fatwas ”. JAWI : Journal of Ahkam Wa Iqtishad, vol. 4, no. 1, June 2026, pp. 687-94, https://naaspublishing.com/index.php/jawi/article/view/212.